Segregated Funds vs. Mutual Funds

Segregated Funds vs. Mutual Funds

With both segregated funds and mutual funds, you invest in a diversified group of investments that are managed by professionals and it is easy to access your money.

But this is where it ends.

Segregated funds have:

Maturity Guarantees

This means your money is insured to meet or exceed a certain present percentage value at a certain time (eg. 15 years). If the markets are down when your fund matures, you will receive the actual value or the guaranteed value, whichever is greater.

Death Benefit Guarantees

This means your money is insured to meet or exceed a certain present percentage value when you pass away. If the markets are down when you pass away, your beneficiary will receive the actual value or the guaranteed value, whichever is greater.

Bypass Probate

This allows your beneficiaries to be paid faster, offers a level of privacy and bypass probate fees.

Creditor Protection

In the event of bankruptcy, your creditors cannot access your segregated funds. This is especially advantaeous of you are self employed or own a business.

Talk to your financial advisor, that’s me!

Let’s talk about the best places to put your money for both investment and protection.

I will show you options based on your personal situation, so that you can have peace of mind!

How can I help you?

Contact me today to discuss how we can make this the best experience of your life.

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Note: This is provided for informational purposes only and we cannot be held responsible for any decision made by reading this post. For specific advice about your personal situation, click here to connect with me.